Rutgers at Michigan

Michigan continues to be overrated even though it's 0-3 ATS and comes off an embarrassing blowout loss to Wisconsin after eking past Army in overtime. Rutgers is still struggling, following an 1-11 season in 2018, but the Scarlet Knights do have a win under their belts and they come off a 30-16 loss to Boston College. Artur Sitkowski completed 23-of-33 for 304 yards and a touchdown so Rutgers does have some offense. The Wolverines' defense was crushed by the Badgers, who piled up 487 yards of offense, including 359 on the ground. Michigan hasn't covered the number in its last seven games overall, including four home games. The Scarlet Knights have covered the number in six of their last eight games overall and five of their last six when following a loss dating to last season. Rutgers covered as a 36.5-point underdog last season and as a 22-point dog the year before. Michigan is not playing well enough in any phase of the game to be laying this many points. Grab the points with Rutgers.