Previous Matchups & Picks

October 17, 2026 1:00pm ET
@
Charlotte 49ers
Charlotte 49ers
#123
Temple Owls
Temple Owls
#124

Lines & Odds

+17 (-110)
ATS
-17 (-110)
+793
Moneyline
-1295
OVER 47.5 (-110)
Total
UNDER 47.5 (-110)

49ers vs. Owls Spread Picks

Get this week's 49ers vs. Owls point spread picks, including expert ATS picks, computer model projections, betting consensus trends, matchup analysis, key wagering angles, and the latest odds insights for the upcoming game between 49ers vs. Owls.

Public Consensus

Who was the public on? 50% of the public bets were on Charlotte 49ers on the +17 ATS. 98% of the public money was on Temple Owls to win on the moneyline. And, 77% of the bets were on the game to go OVER the total.

Computer Predictions

My computer prediction for this game was that Temple would win by a score of 33.4 to 14.6 with Temple winning on the moneyline and on the spread and the game going OVER the total.

Pro Picks

This Pro Pick was released to clients on October 15, 2026 at 1:00PM ET.
img CFB

Charlotte at Temple

October 17, 2026
img1:00 PM Eastern

Charlotte lost 50-10 at North Texas last Saturday and was outgained 580 to 274. It is 0-6, allows 42.2 points per game (137th among 138 FBS teams), and gives up 467 yards per game. Every opponent has scored at least 26 against it, and Memphis scored 59 on 674 yards. It scores 16 points per game, 131st, and has lost the ball 15 times in six games while taking it away four times, including four turnovers in each of the two games before North Texas. Its only game above 21 points was a 43-41 loss to The Citadel. Temple is 2-4, scoring 24.8 points per game (94th) and allowing 26.3 (tied for 95th). It gave up 34 to UConn last Saturday while gaining 436 yards, and its 49-48 loss at Toledo came on 425 yards for Temple and 536 for Toledo. Temple scored 48 in that game and 38 against Rhode Island. Charlotte’s six games have each produced at least 41 combined points, and I’m taking the OVER Saturday afternoon. 

Final Score

1
2
3
4
F
Charlotte 49ers img
7
0
14
17
38
Temple Owls
7
7
7
10
31

CFB Pro Pick Results

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240
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October 18, 2025 3:30pm ET
@
Temple Owls
Temple Owls
#337
Charlotte 49ers
Charlotte 49ers
#338

Lines & Odds

-10 (-110)
ATS
+10 (-110)
-397
Moneyline
+309
OVER 48 (-105)
Total
UNDER 48 (-115)

Public Consensus

Who was the public on? 59% of the public bets were on Temple Owls on the -10 ATS. And, 61% of the bets were on the game to go OVER the total.

Computer Predictions

My computer prediction for this game was that Temple would win by a score of 28.8 to 19.5 with Temple winning on the moneyline, Charlotte winning on the spread and the game going OVER the total.

Final Score

1
2
3
4
F
Temple Owls img
7
21
21
0
49
Charlotte 49ers
7
0
0
7
14
September 24, 2016 12:00pm ET
@
Charlotte 49ers
Charlotte 49ers
#343
Temple Owls
Temple Owls
#344

Lines & Odds

+25.5 (-106)
ATS
+1400
Moneyline
OVER 52 (-110)
Total

Public Consensus

Who was the public on? 59% of the public bets were on Temple Owls on the -25.5 ATS. 51% of the public money was on Charlotte 49ers to win on the moneyline. And, 51% of the bets were on the game to go OVER the total.

Computer Predictions

My computer prediction for this game was that Temple would win by a score of 38.9 to 13.5 with Temple winning on the moneyline, Charlotte winning on the spread and the game going OVER the total.

Final Score

1
2
3
4
F
Charlotte 49ers
7
0
7
6
20
Temple Owls img
3
28
14
3
48
October 2, 2015 7:00pm ET
@
Temple Owls
Temple Owls
#107
Charlotte 49ers
Charlotte 49ers
#108

Lines & Odds

-20 (-110)
ATS
+20 (-110)
-1226
Moneyline
+810
OVER 43.5 (-110)
Total
UNDER 43.5 (-110)

Public Consensus

Who was the public on? 67% of the public bets were on Temple Owls on the -20 ATS. And, 64% of the bets were on the game to go OVER the total.

Computer Predictions

My computer prediction for this game was that Temple would win by a score of 32.9 to 10.6 with Temple winning on the moneyline and on the spread and the game going UNDER the total.

Final Score

1
2
3
4
F
Temple Owls img
37
Charlotte 49ers
3

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