Middle Tennessee State at Charlotte

Middle Tennessee State averages 36.6 points and 494.9 total offensive yards per game and won last year's meeting by a whopping 73-14 score. The Blue Raiders amassed 659 total yards, including 280 on the ground and Brent Stockstill threw five touchdown passes in that blowout. Stockstill is out for the season with a broken collarbone and is replaced by John Urzua, who was 25-of-37 for 220 yards and a touchdown in MTSU's loss to Marshall last week.  Charlotte is 4-6 and coming off a 22-21 loss to Rice as a 12-point favorite. The 49ers managed only 263 total net yards against Rice while allowing 433, and Owls QB Tyler Stehling completed 35-of-49 passes for 279 yards and a touchdown. Charlotte quarterback Hassan Klugh was only 11-of-25 for 94 yards and a touchdown. Charlotte averages only 25.7 points while allowing 34.4 per game. The 49ers are 2-7-1 ATS their last 10 home games, so play Middle Tennessee State.